Time to get off your butt and stop making excuses. “The Physician Assistant Student’s Guide to Money: From Broke to Debt Free and Beyond” is going to open up your eyes. We’re gonna shatter some beliefs. Like the myth that you can’t make any money because you’re in school. Preposterous. Like the myth that you have to borrow gobs of money because someday your income will skyrocket. Who sold you on the plan of doing it like everyone else? Who said, “Take out a bunch of loans that will take you forever to pay back, and while you’re at it don’t worry about paying them back until later. It’ll be fine” ?
Dumb, dumb, dumb. And we all do it (or in my case did it). We’re a bunch of silly lemmings. Well, this issue is going to put a stop to it. At least for you.
In “The Physician Assistant Student’s Guide to Money: From Broke to Debt Free and Beyond,” you’re going to learn…
* Why experts recommend you DON’T adjust your spending even a penny if you want to pay down your debt.
* The three things that account for almost 70% of your spending. Once you get it, you can make HUGE adjustments with the stroke of a pen.
* A Not-So-Super Secret way to save over $100 a month on your cell phone bills. It’s plastered all over billboards on my way to work, and I never saw them until someone told me. This one is tremendous as my kiddos are starting to ask for a phone.
* Why making more money will NEVER solve your money problems. Me and a lot of others have tried for years, but it’s like pushing water upriver. Once you start moving DOWN the river, it’s a game you can WIN!
* One thing to do (that you’re probably already doing ) once you graduate that has the potential to be worth hundreds of thousands of dollars.
* Albert Einstein’s most exciting discovery and how it directly affects your ability to pay off your student loan debt.
* Three ways to live for FREE that don’t involve a bus down by the river under a bridge.
* How my wife cut our second most significant monthly expense in half (saving over $1,000 per month). It’s even easier if you’re single.
* A method to purchase your freedom long before you’re wrinkled and riddled with arthritis and can’t enjoy it.
* Two mathematical equations that will zip you to the finish line.
* How to win even while starting at less than zero
* A 100% reproducible way to knock out your student loan debt early. It isn’t sexy. It isn’t flashy, but it works every single time it’s tried, and we’ll even supercharge it a little bit.
* The two most important finical apps and the one offline tool that is more important than either one of them.
* How to make some easy loot even while in school (God forbid).
* My favorite definition of wealth. A definition that will be your guiding light as you move through LIFE. You can hold onto it and use to motivate you right out of that hole you’ve been digging.
* When you can feel good about buying that fancy new car or $50 steak dinner.
* The one word that can take down your finances for years to come and have you eating Alpo when you finally get to retire. This one word is the biggest trap out there, and it’s set and waiting for you on graduation day.
* My single biggest finical mistake and why you MUST avoid doing what I did. For starters, it almost ruined my marriage.
* The biggest most important thing I’m saving for. This one idea has cured me of all of my budgeting woes and complacency. Since I discovered this, I’ve worked nonstop to get it.
* Why you can’t let sweet old Aunt Sallie pay for everything. It turns out she’s got a knife hidden in her purse waiting to cut you and watch you bleed to death as soon as you take your eyes off her.
* What factor plays the most significant part in deciding what specialty you go into. I’d love for it to be the area of medicine that you like the most, but it isn’t. Not if you’re like 83.1% of graduating PAs.
* Exactly where to get started even if you have no clue where you are, how much you owe, or where your money goes. Everyone talks in platitudes and theory without ever getting into the weeds. In this issue, you’re going to get specific instructions on how to sit down at the table and in a few hours have a clear framework for where to go next.
* What’s happening behind the scenes and how other people are getting rich and swimming in pools filled with your money if you’re not paying attention.
* Why your income doesn’t affect your wealth. I’m not kidding here. Your income doesn’t even factor into the equation despite what everyone else is telling you.
* The most important thing to NOT do when you get your first job. Everyone, and I mean everyone, will tell you to do this, and they might as well be locking your wrists in handcuffs as they’re patting you on the back. Smiling and congratulating you. This one is on page 9, and it’s worth the price of admission all by itself.
This book will pay for itself in a week if you put even one of these ideas to work for you. But you have to move. The sun is setting, and this one ends tonight.
The Physician Assistant Student’s Guide to Money: From Broke to Debt Free and Beyond.
Brian Wallace