This stupendous email came in over the past few days. I had to share it with you. Not to mention it’s a great prequel to the April issue of the Physician Assistant Exam Scholars newsletter where I hand the nuts and bolts of how to pull off what Daniel is talking about.
Read away.
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Brian,
I really like these success emails about paying off student debt! I’m out six years from PA school and have paid off all my student loans (grad and undergrad) and two cars totaling about $150k. Most done in the last 4 years. As others have written, this takes serious discipline and sacrifice, plus some extra shifts. We refinanced through Sofi and got my interest rate down (on my PA school loans) and just attacked the crap out of our debts. You have to hate it. Hate paying interest to someone else!
Live on a budget, plan less expensive vacations, live well within your means, and get angry at the debt. It will snowball, and life is just better once that burden is gone.
Finally, get your raises! Every PA is worth more than they know to their practice. Every one of us should be sitting down with our attending physician(s), HR, and/or management annually, if not more depending on our situation. Know your numbers, understand how your company reports those numbers to you and at least get quarterly reports. If you are killing it, seeing 120 a week plus surgery, doing a lot of procedures, taking call, etc you deserve to be paid more! Don’t be afraid to ask.
Daniel
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Daniel gives solid advice. The kind of thing I didn’t listen to a bit when I graduated. I got myself into quite a mess (I tell the whole story in the April issue) and almost sunk the ship. I’ve found a few sneaky ways to speed up the process, get your head in the right place (if you don’t know where your going none of it matters) and wrestle control of your life back from those wicked banksters.
Daniel gives beautiful overview and I’m gonna follow that up by getting down in the weeds. The blueprint for how to make it happen. This issue is about the work. I’ll put the tools right in your hands, but if they sit on the shelf and collect dust, then it won’t help a bit. (I’m picturing a treadmill draped with laundry).
Like Daniel said, “You have to HATE it.” If you do, then this issue will knock YEARS of your indentured servitude. The April issue is off to the printer tonight. You have a few more hours to choose between growth or mediocrity.
Good luck
Physician Assistant Exam Scholars